I lived overseas for quite a few years and came back to Singapore right before the COVID-19 pandemic. Being away from Singapore for much of my adult life meant that I had very little CPF savings and no insurance policies other than the ones my mum took out for me. Sin Hui was very helpful in educating me in the different policies that are available, as well as what plans people commonly go with.
I'm someone who likes to do my own research to make sure I am getting the right policy for me, and Sin Hui was very accommodating in this regard. Sin Hui prepared several different plans and combinations of riders for me so that I could compare them on my own time and find the best solution for me. She also never pushed me to make a decision during our calls, leaving me time to consider on my own.
Additionally, when I had any questions that I couldn't find the answer to myself, Sin Hui was always happy to answer them! She's been a great help to find the right plans for me!
In my meetings with Sin Hui, I could only describe her as an extremely friendly and understanding person. As I was unsure which insurance plan would benefit me the most, Sin Hui took her time to recommend and explain various plans while ensuring I would understand exactly the type of protection I would be receiving.
She remained professional throughout while answering the various questions that I’ve raised during meetings. While she has an obligation to remain professional, I could talk and treat her just as I would a friend rather than simply an agent-client relationship, which really made meetings all the more enjoyable. I am sure her other clients would also agree that in their interactions, one can feel that she has your best interests at heart.
I have already introduced Sin Hui to my own family and highly recommend her to anyone who is interested in any insurance products.
Sin Hui has been great to work with and I am very glad to have engaged her as my insurance agent! She has never once pressured me into buying a policy and she always put in effort to ensure that I fully understand the policy that I am planning to purchase.
As someone who previously had no clue about insurance at all, she very patiently gave me a crash course to explain the types available and answered my many questions clearly. She also gave really helpful advice on long term financial planning and recommended policies based on my needs and priorities.
I would definitely recommend Sin Hui to my friends and family! :)
Sin Hui is warm and efficient! Having moved back to Singapore after living my entire adult life abroad, I knew nothing about the insurance or even CPF system here. Sin Hui very patiently took the time to educate me over multiple calls. She made sure I understood each piece, before moving on to the next. She is also genuine and kind, and it never felt she was rushing to close any sales. She was remarkably patient with me, as I had many things going on at the same time trying to get settled back in. I appreciate most of all, how she does not waste time. She is clear, concise, and direct, all without ever being cold. I feel comfortable asking her any questions I may have no matter how inane they might be. On the practical side of things, she also got me exactly what I wanted in terms of coverage. I am very fortunate to not have to make any claims yet, but am sure that if the time comes, there will not be any rude shocks along the way. Sin Hui was very clear in letting me know what is NOT covered – also very crucial information! I am overall extremely satisfied with the policy, it fits so well it feels as though she tailored it just for me! All-around super trustworthy advisor.
I recently relocated to Singapore from UK and getting medical insurance was necessary but something I kept putting off as I had no idea where to start. I was recommended to contact Sin Hui to help me and I'm so glad! Her friendly energy instantly made me feel at ease and she took the time to listen to my needs carefully. She was empathetic and explained in details the benefits and coverages offered by an insurance policy. She explained each options in way that is understandable and was always prompt with answering my questions. She had my best interest at heart, I felt no pressure into buying any policy. Her honesty and professionalism made me trust her and I'm happy with my choice. Thanks so much Sin Hui for your help, you're such an angel.
Sinhui is very knowledgeable, professional as well as empathetic. She was able to understand and handle our concerns and provided thorough information about the plans we were interested in through carefully crafted presentation slides. Furthermore, Sinhui showed a genuine interest in wanting to get to know us better not just as a client but as a person in general to allow us to be more well-informed about what we were purchasing. She was also able to communicate with us effectively by translating any insurance jargon or terminologies into more layman terms so that it would be much easier for us to comprehend. I am glad that she was there to guide me through my first time getting insurance.
Sin Hui has changed my perspective on insurance and financial consultants in a positive way. I moved back to Singapore after 10 years abroad and was lucky to have Sin Hui advise me on policies that would genuinely be beneficial to me and my family.
She was objective, and remained a dependable financial consultant who gave me information on various areas of insurance, even in areas where she did not stand to gain anything financially. Throughout all of our dealings I always felt like she was representing my best interest at heart, and I never felt forced to buy into any policies. I will be recommending all of my friends and family moving back to Singapore to Sin Hui for any insurance advisory and dealings.
Thank you Sin Hui for being so patient and helping me out with navigating the complex insurance landscape in Singapore.
Sin Hui has been a great partner to work with. She is extremely pleasant and pragmatic when it comes to suggesting solutions.
Helped us to understand all the options yet was very mindful so that we don’t feel pushed or hurried. At the same time her thorough approach makes sure nothing falls through the cracks.
We, as a family are very pleased to have engaged with Sin Hui.
I've lost touch with my insurance policies for 10yrs and forgotten much of the policies that I had. Having Sin Hui reviewing my insurance polices with me has been my pleasure.
She was well prepared when she sat down with me for hours going through the terms of my existing policies patiently. She made sure I am really comfortable before committing to a new policy.
Sin Hui is very dedicated and responsible to her clients. She does an excellent job keeping me posted on the progress of my insurance policy. Her sincerity can be felt at every instance liaising with her. I appreciate all her efforts getting to know me, understanding my needs and giving me great advices to ensure I am well protected in financial sense.
I am thankful to have trustworthy Sin Hui taking care of my financial plans from now on. Needless to say, I will recommend Sin Hui to anyone who is looking for a financial consultant!
Sin Hui is friendly and really patient, taking hours to walk me through the terms of my existing plans which I had practically forgotten about. She took effort to understand my circumstances and preferences before providing advice to boost my existing coverage.
She is certainly not pushy, answers queries promptly and takes a genuine interest in achieving the best for her clients.
I would certainly recommend her service to my family, friends and to anyone who is looking for a sincere and passionate FC :)
Before I had a chance to work with Sin Hui, I have always been apprehensive about finding out more about insurance coverage as it seemed too daunting a task for me to manage. However, working with Sin Hui on my insurance coverage has changed my opinion about insurance policies.
She goes the extra mile to review my existing policies to ensure that I have sufficient coverage while considering my financial ability to sign up for new ones. She also explains the policies in a way that the information is easy to digest and always check that I have full understanding of the policies before I sign up for any.
I would definitely recommend Sin Hui to anyone who is looking for a financial consultant who is responsible and trustworthy!
My parents got me some policies back when I was a kid but I am completely clueless about the policy's content. To be honest, even though I had gone through the pages, I still wasn't sure/ understand the coverage. Sinhui helped me breakdown my policy into bite size pieces, highlighted the gaps what how can I bridge them.
I can tell Sinhui has put in much effort, knows her stuff and is very detailed, I definitely have trust in her. She is patient when it comes to clearing my doubts (I asked her way too many questions).
I highly recommend Sinhui to anyone who is looking for a honest and sincere financial consultant.
I've always wanted to get myself protected with some basic policies, but kept delaying the process as I was hesitant to speak with a financial consultant for fear that they would oversell and pressure me into buying policies I didn't need. Thankfully Sinhui was patient and meticulous when walking me through insurance 101s, and also considered and balanced when discussing with me the level of coverage that best suited my needs. With her help, I'm now satisfied with the coverage I have!
I’ve talked to various agents prior to meeting Sinhui, and found the way she explained the complicated terms and policies easy and understandable than most. She also sought to understand my needs to propose the best policies for me, personalizing explanations for me to ensure that I understood everything. Sinhui has made it easy to leave my insurance and financial planning in her capable hands. Will definitely recommend her to my friends and family! :)
I thought I am almost covered for my retirement but after a conversation with Sinhui, I was wrong. Sinhui is very detailed and dedicated in her job. She took the time to analyse my current financial plans and advised me where are the shortages and what I can do to cover them.
She is not pushy and ensures that I am comfortable before any decision.
My H&S plan was under another Pru financial consultant but I have changed it under Sin Hui’s care as I am certain of her service and dedication. I highly recommend Sin Hui as your financial consultant.
Since my younger days, I have always believed in preparing for myself for my old age against medical expenses as well as preserving my wealth. For those reasons, I have bought a number of policies to serve these purposes.
Even though I have a number of policies, I was not really sure of the details.
Then came Sin Hui. She took over my previous adviser and I decided to let her have the chance to explain my doubts.
Sin Hui came across as someone energetic and sincere. She has helped to clear my doubts - For those which she was unable to answer, she took the time to find out and came back to me within a short time.
I am very happy and satisfied with her service.
I have always wanted to review my current policies bought by my parents back when I was a kid, but there wasn’t someone I knew personally to discuss with, until I got to know that Sinhui was with Prudential as a Financial Consultant.
Sinhui made the effort to understand my policies, and highlighted the gaps in my portfolio. She also helped to prioritise certain areas that I should look into first and I am glad I am more aware of my portfolio!
Reviewing insurance and financial planning isn’t an everyday topic and I am glad to have Sinhui with me through this adulting journey. Looking forward to plug more gaps and plan for my retirement soon!
I have never taken much thoughts into financial planning since young, but as age catches up it becomes more of a responsibility and it has always been on the back of my mind to be able to be worry free in the future.
This was when I met up with Sin Hui and talked about my concerns, which then she recommended some plans that would address these concerns for me.
Really glad I took the chance to sit down and have all these talked through, never too early to make plans for the future! Definitely looking forward to subsequent meetups to review and enhance my portfolio so that i will not have to worry about my future!
I always thought I have adequate coverage for myself and my family, but after speaking to Sin Hui, I realised there are many blind spots that I've missed in the past.
Sin Hui is detailed and responsible, which I truly believe are important qualities to be an excellent financial consultant. She is a good listener and understand my needs & wants for an insurance. My meetings with her are always pleasant, as she is always well-prepared for the meeting.
With her taking care of my kids’ medical insurance, I’m sure that it is well-taken care of. I look forward to learn more insurance products from her and will gladly recommend her to everyone.
I was in the midst of filing a claim when my previous financial consultant left the business.
Although we were strangers then, Sinhui took the effort to contact me and see me through the entire claims process as my new servicing financial consultant.
She also did a stock-take of my current portfolio post the claim and helped me with my questions.
If you are looking for decent financial consultant, I recommend Sinhui.